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We recommend the Discover Student Credit Card as the Best Overall Student Credit Card.
Read the information on the Credit Card from Discover below:
Discover Student Card Highlights
- No Annual Fee
- More Ways to Earn More Cash than Anyone Else(SM)
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online
- Double Rewards with More than 100 Cashback Bonus® Partners
- Customer Service in Less than a Minute, Anytime You Want
Click Here to Apply for the Discover Student Card
The Discover® Student Card, issued by Discover, is designed for students with very good credit who are looking for a cash reward credit card.
Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year such as travel, gas, restaurants, movies, and more. In addition, cardholders earn up to 1% for general purchases.
Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
Aside from the reward program, the card also provides benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable, but there is no annual fee and 0% interest on purchases for six months.
Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card has to offer.
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Click Here to Apply for the Discover Student Card
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| Most Attractive Feature(s) : 0% intro APR on purchases; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee. |
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| Specifics |
| Card Category: Student |
Introductory Rate : 0% Interest* for 6 Months |
Applied Towards : Purchases |
Introductory Rate Details : There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details. |
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Annual Fee : $0 |
Additional Cardholders : $0 |
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Balance Transfer Fee : None |
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Reward Program Details |
Rebates : Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
Rebate Details : Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
Expiration : None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) |
Yearly Limit : None |
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Perks / Notations |
Additional Perks |
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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Important Notations |
See website for complete terms and conditions of card usage and application disclosure.
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